Sandy has over 25 years of experience in the financial services industry and has worked at such well-known companies as Merrill Lynch, Lincoln National Life and Prudential Financial.
Sandy earned the CERTIFIED FINANCIAL PLANNER® designation in 1989 and Chartered Retirement Planning Counselor designation in 2009.
Sandy specializes in working with women business owners and professionals who are starting to think seriously about retirement and who wonder “Have I saved enough to retire?” and “How much income will I need?”
Sandy follows a three step process to help her clients achieve a financially sound retirement:
First, she gets to know her client so she can understand what’s important to them and what they want their retirement to look like. Second, she takes an inventory of their savings and investments and runs a plan to see whether they’re saving enough now or need to save more. Finally, she develops a Retirement Income Plan for each client that will allow them to do the things they want to do, helps them decide when to access their Social Security benefits and advises them about which Medicare option to choose. Throughout retirement, she reviews her client’s budget, cash flow and accounts and is available to consult with them on important financial decisions.
Sandy lives in Sarasota, FL with her husband Bob. She is active in the community and serves on the SPARCC (Safe Place & Rape Crisis Center) Auxiliary Board, loves spending time at the beach and models locally in her spare time. She offers securities through Staten Island-based Chelsea Financial Services [CHFS.com]